accord to go a new law signed by president obama however, an alert will pop up on the screen once you try to take out money. don't we all just assume you're paying a fee? >> yes, sadly. thank you very much, clayton. in just two days, a handful of taxes tied to obamacare will go into effect including the medical device. it doesn't sound like a lot, but it could stifle innovation. >> dave: could really stifle innovation. in north new jersey, they have they're a medical device, they heal up the process post surgery. a medical action may force him to layoff three people, something the company has never done. >> your company is about to be hit by a new 2.3% tax on medical devices. what does it mean for your company? >> it means more costs to us, unfortunately on gross sales and it could hurt the number of people, hurt the number of sales and increase the cost of our business this is a family-run business and you've been in business more than 40 years. how do you see this affecting your company. >> we've tried never to lose our employee, and it's like a family and we may not sustain the num